Privacy Notice by Royal Auto Sales & Service of Passaic, NJ
1.Why we need your personal information:
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
2. How is my personal information protected:
To protect your information from being intercepted, our site’s Secure Socket Layer (SSL) encryption creates a secure connection with your browser when you fill out an application for financing your vehicle.
Only authorized employees of OUR DEALERSHIP or affiliate financial companies who need your information to process your credit or financing application have access to the personal information you provide us.
3. What types of information do you collect?
The types of non-public personal information we collect and share depend on the type of financing you are applying for.
The information can include:
Social Security number and income.
Credit card or other debt and account balances.
Payment history and assets; and, Credit History and Credit Scores.
When you are no longer our customer, we continue to share your information as described in this notice.
4. Why is this necessary?
All financial companies need to share personal information to run their everyday business. In this section below, we list the reasons financial companies can share their non-public personal information. The reasons OUR DEALERSHIP chooses to share; and whether you can limit this sharing.
5. What we share
For our everyday business purposes – such as to process your financing application, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For our affiliate’s everyday business purposes – such as to process your financing application, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For our marketing purposes – to offer our products and services to you.
For joint marketing with affiliate financial companies.
6. Can you limit the above sharing?
Yes, you can limit our sharing of your personal information to our affiliates for their everyday business purposes. However, as these affiliates are likely financial firms processing your application for credit, we will likely then not be able to process your application for vehicle financing. If you wish to limit our sharing of your personal information to our affiliates for their everyday business purposes, should should not apply for financing your vehicle with OUR DEALERSHIP.
7. What we do not share:
For affiliates to market directly to you
For non affiliates to market directly to you